milford
Stranger
Reged: 08/12/04
Posts: 15
Loc: San Francisco
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After reading the posts regarding a certain OP that has not delivered and has already charged my credit card, I think I'll have to do a chargeback. I've never had to do that before. When I call the credit card company, do I have to explain in detail why I'm charging back? I think I can say for product never delivered, but do they take a report on what kind of product, etc.? Thanks for any guidance.
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to dance beneath the diamond sky with one hand waving free....
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pecan
Enthusiast
Reged: 09/09/03
Posts: 264
Loc: KINDA N.W.
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Read neatjs response.....on pharmay24 
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pecan
Edited by pecan (10/12/04 11:53 AM)
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Disciple
Member
Reged: 12/11/03
Posts: 113
Loc: Deep South-GA
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Each credit card bank is different. A simple "Service never rendered" or "order was not delivered" should be sufficient. ...B BLESSED...Disciple
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The kindest words ever spoken are harsh words left "unsaid". A SOFT ANSWER TURNETH AWAY WRATH: BUT GRIEVIOUS WORDS STIR UP ANGER. PROVERBS 15:1
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neatjs
Board Addict
Reged: 10/21/02
Posts: 351
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Disciple
Yes each is different but on the pharma24 situation the bank cannot go back to them and take the money out of their account because it is seized by the Spanish Government therefore the bank has to take the hit. They will ask a million questions "could this have been confiscated by customs, what is it, why did you not get it, etc". You will have to sign a paper stating what happened. Remember this is the bank taking the hit now not Pharma24 and this is a real big difference. The bank cannot just charge it back to Pharma24 anymore but they do guarantee certain things but iop - think not. I will say it again, never, never charge anything in the iop world back.
Sunny Donna
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Shadows grow so long before my eyes
And they're moving across the page
Suddenly the day turns into night
Far away from the city
PF
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stevesmith
Reged: 10/01/04
Posts: 431
Loc: Southern
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when I was younger i got scammed on somethign and did a chargeback, I just DENIED any knowlegde. Told them I had no idea who/why my money was charged or whatever. got it all back. I plead ignorance
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PPL don't argue over ideas or possible solutions, but instead argue to assert their egos and release frustration. Once U realize this, U will neither argue nor take arguments seriously
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neatjs
Board Addict
Reged: 10/21/02
Posts: 351
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You got scammed, ok but do you really want to scam a bank with this type of thing? Not me!
Sunny Donna
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stevesmith
Reged: 10/01/04
Posts: 431
Loc: Southern
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Quote:
You got scammed, ok but do you really want to scam a bank with this type of thing? Not me!
Sunny Donna
yeah I prolly should've explained that more or worded it differently
when I said I GOT SCAMMED I paid for a totaly legal item & never recieved it. it had nothing to do with meds or anything. I dont understand how I am scamming the bank doing a chargeback. I just didnt wanan admit tot he nature of the item even though it was legal. Kinda embarassing situation. i wasnt trying to pull one over on anyone or anything. I am sorry if I worded it as if I was trying to scam the bank. if doing a chargeback for not recieving a legal product you paid for is a scam then I dont know what else to say.
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PPL don't argue over ideas or possible solutions, but instead argue to assert their egos and release frustration. Once U realize this, U will neither argue nor take arguments seriously
Edited by stevesmith (10/12/04 01:20 PM)
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