Disciple

Yes each is different but on the pharma24 situation the bank cannot go back to them and take the money out of their account because it is seized by the Spanish Government therefore the bank has to take the hit. They will ask a million questions "could this have been confiscated by customs, what is it, why did you not get it, etc". You will have to sign a paper stating what happened. Remember this is the bank taking the hit now not Pharma24 and this is a real big difference. The bank cannot just charge it back to Pharma24 anymore but they do guarantee certain things but iop - think not. I will say it again, never, never charge anything in the iop world back.

Sunny Donna