I use paypal here and there as I am also an ebayer. I feel that it is pretty safe. I never had any transaction go wrong before using paypal. I have bought meds in the past with paypal before pharmasus went belly up. They did give me an option for a small fee of protecting my purchase which I declined since I did not want to pay the fee and pharmasus at that time was trustworthy. As far as keeping my paypal account I do not pay a fee for that.
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"Every day is a new day I am thankful for every breath I take, I won't take it for granted so I learn from my mistakes. So I trust in love, it gives me peace of mind." POD
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