I use paypal here and there as I am also an ebayer. I feel that it is pretty safe. I never had any transaction go wrong before using paypal. I have bought meds in the past with paypal before pharmasus went belly up. They did give me an option for a small fee of protecting my purchase which I declined since I did not want to pay the fee and pharmasus at that time was trustworthy. As far as keeping my paypal account I do not pay a fee for that.