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I'm a 38 year old divorced mom of two. Here in Ga we have a program that is really Medicaid but it's called Peachcare for kids. They charge you based on your income for childern over 6 years old for premiums. My oldest daughter which is 17 just had a baby so they had put her on medicaid, but one month after she had the baby NOTHING for her. Her baby was put on medicaid for one year and if she qualifies in one year she will be put on peachcare. But my gaughter got married and is now her husbands dependent so he has to get insurance on her. I barley was able to keep my 5 year on peachcare for kids because our FINE governor just rearranged the income firgures for who would qualify and who would not.
NOW for me..........I'm the only person raising my kids and because I work, I do not qualify for nothing. So I have a private policy because the company I work for do not offer any benfits at all. The policy cost almost 400.00 dollars a month JUST for ME. The company I work for just started taking out taxes in April of this year. I was getting all of my money during the year (no taxes) getting a 1099 at the end of the year which worked out great because like that you can use the insurance that you pay for all year as a tax deduction. Well now they take out 200 to 300 a week in taxes and I can't deduct the insuance at the end of the year because I will get a w-2 form. Because of this change I've had to find another job that will pay me with a 1099 so for one I can afford to pay the insurance every month and then at the end of the year be able to use it as a deduction.
I've looked high and low to try to find an insurance that is cheaper with no luck. There are plenty of these DISCOUNT programs that they try to get you to get for about 100 dollars a month and you think you have major medical insurance. The only way to find insurance is to not have ANYTHING wrong with ya. With cronic pain issues if you have insuance you better not let it lapse cause you will be left out in the cold with NOTHING.
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