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Jeff, and to others in a similar circumstance, you may have had another option at the pharmacy.
Insurance companies do impose day supply coverage limits, and it is possible to ask the pharmacy to dispense only what is covered, and pick up the balance as a refill when the insurance company permits a refill (typically at 75% of the original fill's consumption). This may not coincide with tapering schedules, but it is a permissible way of obtaining full insurance coverage.
This cannot be done with Schedule II prescriptions, however. Nevertheless, again, if it would coincide with your tapering schedule, your prescriber could have written two prescriptions for you, or adjusted the dosage instructions (Sig) to provide a single prescription that would both coincide with your tapering schedule and comply with your coverage guidelines. It is entirely up to his discretion, and while physicians have a vested interest in writing one prescription as opposed to two, many will undertstand what you are trying to accomplish and help if he feels it is appropriate. It is entirely at his discretion, however.
I hope this helps. (If not in your particular case, someone who may encounter it in the future)