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legitimate. CHEXCARD has one , and you can deposit funds at money gram agents.--usually party stores , it is like western union only called money gram.Cash money sent thru money gram is usually available a few hours later. And they have direct deposit , you can have payroll, pension whatever directly deposited if you want.It has mastercard logo on it. I like it because it's not going into debt and using money that you can't afford to pay back. Customer service # 888-416-3629 they have a website with some info , but still under construction www.chexcard.com
midnight