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So, are you saying, djfrvr, that you can even apply online for such a credit card and you can give to the bank fake info on yourself and/or your assets together with a valid address where you'll receive your card? Doesn't that create the opportunity for fraudsters to charge items to that card beyond the limit, given the fact that the merchant won't know whether it's a real credit card or a secured/prepaid one? And what about under age kids who might lie about their age and use these cards on the Internet to buy stuff they're not supposed to have in their possession? Unless I am misunderstanding something in your post, I think banks should not be so lenient in issuing such cards in the manner you've described.
I believe you are getting djfrvr wrong; s/he's talking about prepaid MC/Visa cards that are getting more and more popular today. While what you are saying is smth very different. Giving fake info on yourself and/or your assets (and incidentally real info of someone's else) to the bank will get you an unsecured, real credit card, not a secured, prepaid one. And once you have arranged for an address where to receive it, well ...
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Paying for IOP shippments using your Bank's info ?
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