I think everyone already covered the issue at hand.On the prepaid credit card,You can get them at Rite-Aid,Eckerds.or CVS.I have used one from Rite-Aid for over a year.I carry it to sporting events,the beach,concerts and make all online puchases with it.They also have a website where you can see all activity.Hope this helps in some small way.If you need more info pm me.