What tropical may not realize is the hold drops off after 30 days if nothing is posted from the merchant bank so there may not be any credit available for them when the 90 day mark hits.

They don't even warn you when you reach the page to enter the cc info that they are going to put a hold on your card line. You may not even realize this on the next page when you see the red line saying your order is on hold. (at least that's what happened to me at medpharmrx)

I went through the process knowing about the 90 day policy, but wanted to see if I could "slip through", saw my order was "on hold", went to my cc company online and saw these boneheads put a hold on my funds. They should wait until the day before they are going to fill the order to process the transaction and put a hold on funds which will be filled in the next few days.

I now hate medpharmrx and tropicalrx and will never use either again. Don't even get me started about uspharmacyrx. I have entered the world of reliable, cheaper records-based OPs and am so much happier.