Wow! Thank you all so much for your replies!

Scissorhands, you belong where your heart is. Home doesn't have to be where you were originally born, that's for sure. If I loved my home that much, I'd want to have a nice spot reserved on that land for my little ol' self as well. And look at that, married at 16 and still with your hubby! How awesome is that! You're one of the rare few.

Folksong, thanks for your info. Helpful, indeed! You're a gem.

IMSUSCOT, how informative! And thank you so much for that link. That's going to be a huge help.

And, Junebug, love that NY accent! Ha, ha! Yes, I'm a female. Hehe.

You've all been wonderful. A humble thank you to each one of you.

lemongrass