I know that according to the Fair Credit Reporting Act, no one other than the consumer can legally obtain their credit file. If the request comes from a law enforcement agency through a supoena, it had to have a judges signature. BUT...the two times it happened while I was at the credit bureau, both times LE tried to obtain them with God knows who's signature on them. Since it was in a fairly small town (not huge like Atlanta or New York), we knew the names of the judges in our districts, and legally had to refuse the order until it had the appropriate sigs on it. It really got LE's goat, and they argued with me for about an hour until I pulled out my copy of the FCRA and showed it to them and told them, "My hands are tied. I can't help you unless you do this right." (I got a little pleasure out of doing this to them-for a change)