I use a prepaid card from Chase/Manhatten bank. I got a real good inroductory offer with no annual fee, no start- up fee, and real low interest, which I never pay anyways since I pay the balance in full every month. It's about the only kind of card you can get with poor or non-existant credit history. By having one, though, you can reestablish your credit rating especially if you pay it in full every month.