My prescription copay has just increased dramatically. I now have to pay $40 for prempro. I've found them for as little as $7 (that includes shipping) from canada. And since claritan went otc, the plan refuses to cover any of the other allergy meds. I'm still researching zyrtec but so far have seen it as low as .24 per pill. That's a fraction of what the copay was even when my plan covered it!