Bottom line is that the merchant must prove that you made that charge and I doubt they can unless you made the charge and just forgot. I have had several charges I did not recognize and all were taken off after I initiated the dispute. In one case the charge was legit and I just did not recognize the name of the merchant and was able to allow the charge to go through. That was thru a credit card payment place rather than my credit card company.

Glad you were able to get some answers and assistance here. Regardless of what Trey said, it's great when members can come here and get help when they need it the most!

ReOkie