I did a crarge back on a company ( not a pharmacy ) the people at the cc company wanted me to try and settle this with the merchant. it was for $50.00. I told them I had done enough talking to them and that even if the credit card company paid this joker with their own money, I would drop their card like stink on.......I won! That is one of the best reasons to have a cc, it keeps the crooks on their toes!