Oh and as a post script to you toe..there are many of our loved ones that paid into SSA for years but didnt live long enough to collect it. As a citizen of this country you are entitled to the benefits you get. Its not welfare, its not a handout..its a benefit (one of the few) you have of being a US citizen. Dont ever feel you are less than, you are taking care of business and its your right to get these monies and benefits. the only shame here is taht it isnt more. It certainly isnt enough to live on.